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Insurance


HealthPartners/The KNW Group
HealthPartners and The KNW Group offers a new and expanded menu of health insurance options to Minnesota REALTOR® members. HealthPartners will furnish the insurance products offered through the association to MNAR members, and the KNW Group will bring together its comprehensive financial services to enroll and service MNAR members.

HEALTH PLAN OPTIONS FOR MNAR MEMBERS
Group Medical Benefits: BCBSM Realcare
The KNW Group, LLC administers the BCBSM Realcare group medical plan for MNAR members. Realcare is a guarantee issue plan offering 2 deductible plan options. There is also a High Deductible Health Plan (HDHP) option, which allows members to set up a Health Savings Account (HSA) and pay for medical expenses with tax deferred dollars.

BCBSM Group RealCare Health Plan
RealCare Brochure
RealCare Rates
RealCare Enrollment Form

Individual Policies — Single/Family Plans
Individual and family plan quotes are offered through BCBSM, Medica, HealthPartners and Preferred One. Plan approval is subject to individual underwriting and is based on the health history of the individuals applying for coverage.

Quotes for all of the above plans are available through KNW Group, LLC.

Please contact:
Carol Van Lith
Administrator
KNW Group, LLC
5460 Feltl Road
Minnetonka, MN 55343
Phone: 952.847.1350
Toll-Free: 866.519.6741
e-mail: cvanlith@knwgroup.com

Pearl Insurance
Real Estate Errors & Omissions (E&O) coverage from Pearl Insurance is underwritten by the A rated (by A.M. Best) XL Insurance companies (through Greenwich Insurance Company and Indian Harbor Insurance Company). Our E&O program has earned sponsorships from over 40 national, state and local real estate associations, including the Minnesota Association of REALTORS® since 1991.

Because Pearl understands real estate professionals' hectic lifestyles, we designed our Click. Quote. Buy. process for E&O shopping. We've made it easy for you to login, obtain a quick E&O quote - and, if qualified, even buy your policy - online immediately at www.pearlinsurance.com/quote/.

As a Pearl E&O insured, you'll receive valuable risk management tools and services to help education you on effectively minimizing your legal liability. All attendees of our Risk Management Seminars are eligible for premium credits. In addition, you'll gain access to our entire online library of monthly Risk Managers and receive mailings of our quarterly newsletters. View samples of our Risk Management information here. Call us today at 800.289.8170 or visit www.pearlinsurance.com/quote/ for more information on Pearl Insurance E&O for real estate professionals. You can also contact Steve Spomer, Regional Director, Midwest Region at 888.619.1883 or steve.spomer@pearlinsurance.com.
Read the flyer.

For Dental Insurance:
Read the brochure.
Read the letter.
Fill out the application.

For Life Insurance:
Read the brochure.
Read the letter.
Fill out the application.

Liberty Mutual
MNAR and the National Association of REALTORS
® has teamed up with Liberty Mutual to offer its members significant savings on Auto and Home insurance.

In fact, you could save $327.96 each year!*

As a leader in the industry, we offer our high-quality insurance to millions of people like your self through our Group Savings Plus® program. Competitive pricing, convenient services and benefits to help keep you safe and secure are what you can expect from Liberty Mutual.

I will be happy to discuss your individual needs and develop a plan that meets your needs and budget. Contact your Liberty Mutual representative, Andrew Berling to discuss Liberty's"Group Savings Plus®" program in more detail and to answer any questions you may have.

Andrew Berling, Sales Representative
Liberty Mutual
1811 Weir Drive, Suite 200
Woodbury, MN 55125
Phone: 651.578.0221 Ext 57023 or 800.782.2482
Fax: 651.578.0226
Email: Andrew.Berling@libertymutual.com
Website: www.libertymutual.com/lm/andrewberling

*Figure based on a March 2007 sample of auto policyholder savings when comparing their former premium with those of Liberty Mutual's group auto and home program. Individual premiums and savings will vary.

MNRealtorsDental.com
Through an exclusive partnership with DentalPlans.com, the largest online provider of discount dental plans, MNAR is proud to offer you a unique opportunity for substantial savings on quality dental care for you and your family.

With over 30 plans to choose from, you can compare the benefits and savings offered by the plans before choosing the one that is best for you.

Plans start at only $79.95 a year for individuals and $129.95 a year per family. As an added benefit, you can save 10% on the discount plan of your choice by using the coupon code MNAR10 to join. Join today and you'll also receive 3 additional months FREE!

Go to www.MNRealtorsDental.com now and start saving on your smile!

Disability Insurance
Disability Insurance offered through Dale Forsythe, an independent agent with Foster Klima & Company LLC, offers you individualized service and provides a means to compare and determine the best carrier and plan design for members. For more information, please contact:
Stephani Scheuermann
Phone: 952.225.0346
stephanis@focusfinancial.com
OR
Scott Simpson
Phone: 952.225.0345
ssimpson@focusfinancial.com

Long Term Care Insurance
Could your home and assets be at risk due to Long Term Care costs?
 
Please call (952) 746.1682 to have a long term care broker with over 10 years experience and access to the major carriers give you more information about long term care.  Dottie and Norv Henrichs are also able to obtain an additional 5% association discount with several carriers for realtors affiliated with MNAR.  Please click here for more information, or e-mail Dottie at DottieH@newmanLTC.com.
Consider These Helpful Tips When Incorporating Long Term Care Insurance Into Your Financial Plan

Financial Planning
A full range of financial planning related services are offered to members through an independent firm, providing you with professional and personalized service to cater to your individual needs. Services include Financial Planning, Retirement Planning, Investment Services, Asset Management, Estate Planning, Education Funding Strategies, Life Insurance, Long Term Care Insurance, Health Insurance, Disability Insurance, Supplemental Insurance, and Educational Workshops. Please click here for more information.

 


5750 Lincoln Drive | Edina, MN 55436 | phone: 952.935.8313 | toll free: 800.862.6097
fax: 952.935.3815 | email: info@mnrealtor.com

Last updated 7/28/08

© 1998-2006 Minnesota Association of REALTORS® Edina, MN. No linking or electronic reproduction without consent.